Thursday, July 29, 2010

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Smart Technology > Operating System (OS) > SEPS™

EMV Payment Solution

IRIS’s EMV payment solution (SEPS™) comprises application software and tools for smart credit / debit cards compliant with the global standard EMV specifications. SEPS is rapidly configurable to meet any scheme or regional implementation requirement.

SEPS offers a cost effective and rapid route to meet the imminent deadline for global migration to chip based banking cards with a compliant product.

SEPS exploits patented Quarter™ methodology which results in low unit cost, fast time-to-market and provides maximum flexibility for additional product configurations and choice of chip platform.


Features
Access to the base technology, delivering full EMV standards compliance.
 
Reference implementation:
Based on UKIS.
Plus PIN at Point-Of-Sale.
Plus DDA.
 
PC-based emulation with smart card reader interface board for evaluation and testing.
 
Configurable support for multiple specifications (Visa and Mastercard brands, regional implementation specifications).
 
Scenario test harness (PC).
 
Personalisation script generator utility for simple and rapid production set up.
 
Based on proven Quarter technology:
Flexible, rapid re-configuration.
Rapid and accurate porting support for additional chips.
Exhaustive automated testing to remove risk.
 
 
Developed by SmartCard Solutions Ltd of Cambridge, UK. SCS has unrivaled experience providing complex and secure solutions to blue chip clients.
 

Benefits
Meets the mandated needs of card issuers with rapid time-to-market.
 
Advanced features (PIN at POS and DDA) already supported.
 
Access to widest possible market through support for any scheme / regional requirement.
 
Future-proof: new features can be rapidly incorporated.
 
Supplier independence - identical functionality across multiple silicon providers.
 
Rapid porting capability to new chip platforms allows exploitation of spot-price opportunities and mitigates against security risks.
 
Organisational efficiency – easy to set up SEPS personalisation.
 
Low risk – based upon proven technology and provided by a company with a track record of success.
 
 
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